Arizona wholesale mortgage broker
Fast, transparent mortgages with low costs and no surprises.
I am a wholesale mortgage broker for all of Arizona. I shop more than 120 lenders and cap my compensation at a $3,500 MAX. My fee is paid by the lender, not you. The focus stays on your rate, your payment and your cash to close, not a huge commission.
How pricing can change with a capped broker
Example on a $500,000 loan amount
Typical retail lender
Often 2 to 3 percent of the loan amount in compensation
$10,000 to $15,000 in built in cost
FinancedByJett
Lender paid broker compensation capped at a $3,500 MAX
About $3,500 in broker comp
This is an example, not a quote. Actual pricing depends on your full application and current market conditions. This is not a commitment to lend.
Who I help in Arizona
I work with serious buyers, homeowners and investors who want clear numbers, fast answers and elite service across Arizona.
First time and repeat buyers
You will see payment, down payment and closing costs broken down in plain language. No confusing jargon. No surprises at the closing table.
Homeowners looking to refinance
I compare your current loan with competitive wholesale options so you can see if changing the rate or term actually helps your long term plan.
Investors and house hackers
I help you think through payment, rent, cash flow and long term cost so your financing supports your investment strategy instead of fighting it.
Why FinancedByJett instead of a random bank or call center
I am not tied to one bank. I am tied to your outcome. That means competitive wholesale pricing, a $3,500 MAX comp cap, and one person who owns your file from day one to closing.
Extremely competitive interest rates
With access to more than 120 wholesale lenders, I can look for aggressive pricing that fits your scenario instead of forcing you into one retail rate sheet.
Minimal closing costs when possible
My compensation is capped at a $3,500 MAX and paid by the lender. That makes it easier to structure deals with cleaner fees and less fluff on your closing disclosure.
Elite service and communication
You are not a ticket number. You get direct access to me by phone, text and email. I keep your agent in the loop and solve problems before they become delays.
Simple, aggressive, transparent process
I keep the steps simple so we can move fast and keep you informed the entire way.
Connect
You fill out a short form or reach out and we talk through your goals, budget and timeline.
Price and compare
I shop competitive wholesale lenders and show you a clear side by side view of your options.
Lock and move
We lock in the option that fits best and push your file through underwriting with tight communication.
Close and review
You close on your home or refinance and I stay available as your long term mortgage contact in Arizona.
Loan programs I work with across Arizona
I offer a full menu of FHA, Conventional, VA, Jumbo, DSCR, purchase and refinance options so you are not boxed into one product.
Conventional loans
Great for well qualified buyers who want strong pricing and clean terms.
FHA loans
Flexible credit and low down payment options that can help many first time buyers.
VA loans
Zero down options for eligible veterans and service members with clear guidance on fees.
Jumbo loans
Financing for higher priced homes with competitive wholesale structures.
DSCR and investor loans
Financing options for rentals and investors where the property income matters most.
Refinance options
Rate and term or cash out options so you can see if adjusting your loan makes sense.
Arizona clients trust FinancedByJett
Real buyers and homeowners who wanted sharp pricing, minimal closing costs and a responsive loan officer.
First time buyer in Mesa
Jett walked us through every number and helped us compare offers. The wholesale option he found cut our costs and the communication was on point the whole way.
Purchase
Family refinance in Phoenix
We were unsure if a refinance was worth it. Jett laid out the math clearly and we ended up with a payment and structure that matched our long term plan.
Refinance
Veteran buyer in Tucson
As a VA buyer I wanted someone who knew the program and respected my time. Jett delivered a competitive VA option and kept us informed from start to finish.
VA purchase
Frequently asked questions
Straight answers about how I work, how I get paid and how I help you compare options.
How does your $3,500 MAX compensation work→
Retail lenders often earn 2 to 3 percent of the loan amount in compensation. On a $500,000 loan that can be $10,000 to $15,000. As a wholesale broker my compensation is capped at a $3,500 MAX and it is paid by the lender, not by you.
Do you really compare multiple lenders for me→
Yes. I work with many wholesale lenders that all price loans differently. I look for strong pricing and a structure that matches your goals instead of forcing you into a single bank product.
Can you review a loan estimate I already have→
Yes. Upload your current loan estimate and I will build a simple side by side comparison. If your current offer is already strong I will tell you that. If I can improve it you will see how and why.
Does this pull my credit→
I can review a loan estimate without pulling your credit. If you choose to move forward with a full pre approval, we complete an application and run credit at that time.
Ready to see how strong your numbers can get
Upload your loan estimate or start a new pre approval. I will come back with clear, transparent numbers so you can make a confident decision.